Yes, car owners are required to have auto insurance for their vehicle in accordance with state law.
"Yes, car owners are required to have their own personal auto insurance."
Q: Will an accident on Drift impact my personal policy?
A: Drift has secured insurance coverage that is intended to offer primary coverage for owners and to provide coverage without a deductible for damage to a vehicle. However, you should review your personal policy to see if coverage applies and it makes sense for you to file a claim with your personal insurer following an accident.